Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/207731267?client_source=feed&format=rss
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Monday, March 5, 2012
Sunday, March 4, 2012
Storms wreck homes across US, kill 28 people
Greg Cook hugs his dog Coco after finding her inside his destroyed home in the East Limestone, Ala. on Friday, March 2, 2012. A reported tornado destroyed several houses in northern Alabama as storms threatened more twisters across the region Friday (AP Photo/The Decatur Daily, Gary Cosby Jr.)
Greg Cook hugs his dog Coco after finding her inside his destroyed home in the East Limestone, Ala. on Friday, March 2, 2012. A reported tornado destroyed several houses in northern Alabama as storms threatened more twisters across the region Friday (AP Photo/The Decatur Daily, Gary Cosby Jr.)
Ronnie Trussell, left, talks with a neighbor as they observe damage to the area in Athens, Ala., on Friday, March 2, 2012. A reported tornado destroyed several houses in northern Alabama as storms threatened more twisters across the region Friday(AP Photo/Kelly Kazek, Athens Courier Journal)
A semi trailer lies flipped near Sparkman High School on Jeff Road after a reported tornado came through Harvest, Ala., Friday, March 2, 2012. A reported tornado destroyed several houses in northern Alabama as storms threatened more twisters across the region Friday. (AP Photo/The Huntsville Times, Eric Schultz)
Downed power lines and debris caused by a reported tornado lie along Yarbrough Road, Friday, March 2, 2012, in Harvest, Ala. (AP Photo/The Huntsville Times, Bob Gathany)
A home under construction after being leveled during an April 2011 tornado, lies damaged again, Friday, March 2, 2012 in Harvest, Ala., after another reported tornado. (AP Photo/The Huntsville Times, Bob Gathany)
HENRYVILLE, Indiana (AP) ? Powerful storms stretching from the U.S. Gulf Coast to the Great Lakes in the north wrecked two small towns and killed at least 28 people as the system tore roofs off schools and homes and damaged a maximum security prison. It was the second deadly tornado outbreak this week.
At least 28 people were killed, including 14 in Indiana and 12 in Kentucky, authorities said. In Indiana, Marysville was leveled and nearby Henryville also suffered extreme damage. Each is home to about 2,000 people.
"Marysville is completely gone," said Clark County Sheriff's Department Maj. Chuck Adams.
Aerial footage from a TV news helicopter flying over Henryville showed numerous wrecked houses, some with their roofs torn off and many surrounded by debris. The video shot by WLKY in Louisville, Kentucky, also shows a mangled school bus protruding from the side of a one-story building and dozens of overturned semitrailers strewn around the smashed remains of a truck stop.
An Associated Press reporter in Henryville said the high school was destroyed and the second floor had been ripped off the middle school next door. Classroom chairs were scattered on the ground outside, trees were uprooted and cars had huge dents from baseball-sized hail. Authorities said school was in session when the tornado hit, but there were only minor injuries there.
Afterward, volunteers pushed shopping carts full of water and food up the street and handed it out to people. The rural town about is the home of Indiana's oldest state forest and the birthplace of Kentucky Fried Chicken founder Col. Harland Sanders.
Ernie Hall, 68, weathered the tornado inside his tiny home near the high school. Hall says he saw the twister coming down the road toward his house, whipping up debris in its path.
He and his wife ran into an interior room and used a mattress to block the door as the tornado struck. It destroyed his car and blew out the picture window overlooking his porch.
"There was no mistaking what it was," he said.
The powerful storm system was also causing problems in states far to the south, including Alabama and Tennessee where dozens of houses were also damaged. The threat of tornadoes was expected to last until late Friday. The outbreak comes two days after an earlier round of storms killed 13 people in the Midwest and South.
At least 20 homes were badly damaged and six people were hospitalized in the Chattanooga, Tennessee, area after strong winds and hail lashed the area. In Cleveland, another Tennessee town, Blaine Lawson and his wife Billie were watching the weather when the power went out. Just as they began to seek shelter, strong winds ripped the roof off their home. Neither were hurt.
"It just hit all at once," said Blaine Lawson, 76. "Didn't have no warning really. The roof, insulation and everything started coming down on us. It just happened so fast that I didn't know what to do. I was going to head to the closet but there was just no way. It just got us."
Thousands of schoolchildren in several states were sent home as a precaution, and several Kentucky universities were closed. The Huntsville, Alabama, mayor said students in area schools sheltered in hallways as severe weather passed in the morning.
An apparent tornado also damaged a state maximum security prison about 10 miles (16 kilometers) from Huntsville, but none of the facility's approximately 2,100 inmates escaped. Alabama Department of Corrections spokesman Brian Corbett said there were no reports of injuries, but the roof was damaged on two large prison dormitories that each hold about 250 men.
In California, a late winter storm that dumped at least 6 feet (1.8 meters) of snow in parts of the Sierra Nevada mountains created ripe conditions Friday for snow sports enthusiasts but also posed avalanche dangers, as one man died while skiing in back country.
___
Contributing to this report were Associated Press writers Jim Suhr in Harrisburg, Illinois, and Jeff Martin in Atlanta, Associated Press videojournalist Robert Ray in Cleveland, Tennessee, and AP Radio's Shelly Adler in Washington.
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Saturday, March 3, 2012
Americans' growing dependency on food stamps (The Week)
[unable to retrieve full-text content]The Week - One in seven U.S. citizens receives aid to buy food. Are we feeding the hungry, breeding dependency, or both?What are food stamps?They're a form of aid provided by the federal government to low-income households to help them buy food. The term "food stamps" comes from the coupon-like stamps used during the "War on Poverty" in the 1960s, although they were phased out in 2004 in favor of plastic debit cards, which are refilled electronically each month. In 2008, the government rechristened the program Supplemental Nutrition Assistance Program, or SNAP. But most people still call it food stamps, and the program has become a political flash point since GOP presidential candidate Newt Gingrich said in January that "more people have been put on food stamps by Barack Obama than any president in American history."
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Foreclosures - Stock Market Today
Foreclosure of a property comes into picture when a borrower of money is unable to pay back the loan amount on time. In such a case, the lender, banker, or financier declare the borrower as default borrower and try to dispose the property to recover the amount of loss the lender incurs. Foreclosures in real estate are widely seen in the market. People who want to invest in real estate like to look at foreclosed homes which easily available at reduce compared to market prices. The after are essential in foreclosed?
Advantages to the Locator sturdy>
One model benefit to the locator of acting at this stage of the procedure is which, simply because there is no public notice of the default, there are fewer other stakeholders up for the property. Borrowers whose defaults have been seen could receive inquiries from probable investors, brokers, bankruptcy specialists and debt coalescence experts. The borrowers could in all probability possess trouble distinguishing you from almost all of the other potential financiers. Where the default has not yet been noticed, the customer may fully feel much more comfy using the locator who has sought out the borrower and acted in a useful manner.
A different advantage will arise if the locator has designed a really good partnership using the customer. In this case, the locator can have an option to examine the property. Doing so might be critical if it turns out that students have complications using the examination.
Also if the locator has not initially developed a hitting romantic relationship using the borrower, the locator who all starts through the pre-foreclosure point could have much more time to develop such a partnership. The consumer will continue to be the owner of the property until the foreclosure deal. The locator can possess that period of time of time from the initially get in touch with till the sale to build a relationship and strike a deal. A locator who does not make get in touch with till immediately after defaults have been filed can have less time to successfully negotiate an acquisition.
International students have much more strategies on offer to a locator for landing property if the negotiations start at the pre-foreclosure phase. At the public sale deal, the solely hope on offer is to acquire the property and pay money in the volume of the greatest bid. Once the locator has made a bid, the locator is legally obligated to generate the fee. In contrast, in the course of the pre-foreclosure point, the locator might be able to make a deal a price that is much less in contrast to the possible highest bid. The locator can additionally negotiate a function that does not include paying the well-rounded buy price tag in dosh and that leaves the locator organic to roam aside from the financial debt without any becoming obligated to pay it.
One proceedure is to pay the borrower a nominal sum and take a deed to the property subject to the existing home loan. Using doing so method, the locator is capable to consider over the property and rental fee it out or dispose of it as the locator and trader choose where there is no having authorized job for the mortgage loan itself. Also though doing so technique has these advantages, a locator will not want to take a deed to the property if the property is underwater. The reason is that the property can even now be subject to a home loan that exceeds the consider of the property, and in order to protect name to the property, the locator must pay which debt. Thus, there have to be enough equity in the property to generate this strategy really worth the locator?s efforts. This approach can do the job where the debtor has a robust encouragement to steer clear of property foreclosure and wee main reason to anticipate that he or she can remedy the default. Using this method permits the debtor to roam away from the property with no undergoing a foreclosures, and the locator earns revenue in the equity. The locator and buyer agree to pay the borrower a sum that tends to make context to the borrower. For instance, in the case of a residence, the lender can be leaving the home and could need to find leasing property to change the house. Appropriately, the debtor will take on moving expenditures and rent. If the locator package to pay the transferring expenditures and the leasing fee for a certain number of months, which exact amount may possibly be enough to trigger the borrower to acknowledge the offer.
The locator acquires the property by accepting a deed from the lender. Borrowers who want to walk aside from the property could use a quitclaim deed to effect the switch. A quitclaim deed is one in which the seller transfers whatever interest he may possess in the real property but does not secure which he has any interest in the real property. If it turns out that the lender did not in fact own the property, the quitclaim deed imposes no liability on the customer. For this reason, if a locator accepts a quitclaim deed, the locator must be certain which title is totally vested in the customer. Because there normally is time readily available to perform the transaction, the locator must look at purchasing title insurance. Using a quitclaim deed leaves the consumer liable to the financial institution for the volume of the loans except the consumer incorporates a release from the bank. The main reason for this consequence is which it is the debtor who is obligated under the loans, and which obligation advances even once the disposition of property. The locator is not individually liable to the loan company under the loan except the locator personally dons the debt. Still, the property is subject to the mortgage loan, and the payments under the mortgage loan need to be produced or the lending institution could possess the appropriate to begin a foreclosure. The loan provider may also have the right to commence a foreclosure under the due on sale clause. A typical due on sale clause can demand a borrower to acquire the permission of the financial institution for any deal of the property. The term ?deal? is specified broadly to involve not solely sales but typically any various type of transfer. The switch by the borrower to the locator may constitute a deal under a typical due on deal clause. Most locators may not be concerned because these folks would suppose which the financial institution will be definetely satisfied to have the property owned by a solvent party able to producing installment payments with the home loan. The calculated risk of a loan provider exercising the due on deal clause is also much less in a recessionary interval when institutional creditors possess an abundance of foreclosed components which they need to dispose of.
A more fully advantage of getting the property immediately from the lender is that the locator does not need to acquire new funding for the acquire. Doing so naturally minimizes the locator?s and investor?s chance and saves some time and money required to locate funding.
As well-known above, if the locator is obligated to generate a down payment, the payment is probably to be in a little overall amount. Doing so is due to the fact the volume in default is at its cheapest total volume, and it will be definetely the easiest for the consumer or the locator to remedy and carry current. In fact, no dosh could change fingers till the closing at that point the borrower could possess vacated the property, the locator must possess performed a last-minute examination of the property and all other due diligence matters must possess been satisfied.
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Source: http://www.thestockexchangereport.com/2012/03/03/foreclosures/
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AP source: NJ Rep Donald Payne is gravely ill (AP)
[unable to retrieve full-text content]AP - A congressional aide says Democratic New Jersey congressman Donald M. Payne is being described by a family member as gravely ill.
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Friday, March 2, 2012
Daily Pure skin care Regime : Why is a Daily ... - michaelippersiel.com
Posted by michaelippersiel on March 1, 2012
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Thursday, March 1, 2012
Davy Jones remembered as 'The Monkees' teenage heartthrob
Davy Jones, the lead singer on the 1960s television band 'The Monkees,' passed away on Wednesday at his home in Florida.
Davy Jones, a former actor turned singer who helped propel the TV rock band The Monkees to the top of the pop charts and into rock 'n' roll history, died Wednesday in Florida.
Skip to next paragraphJones, lead singer of the 1960s group that was assembled as an American version of the Beatles, died in Indiantown where he lived, his publicist Helen Kensick confirmed.
Jones was a former racehorse jockey-turned-actor who soared to fame in 1965 when he joined The Monkees and they embarked on an adventure that included a wildly popular U.S. television show. Jones sang lead vocals on songs like "I Wanna Be Free" and "Daydream Believer."
The band was assembled as an American version of the Beatles, with its personnel designed to be the instant stars of an American TV series seeking to evoke the Beatles, then already famous for their music and such films as "A Hard Day's Night and "Help!"
Auditions for The Monkees were held in the fall of 1965, attracting some 500 applicants. Jones ? who was born Dec. 30, 1945, in Manchester, England ? had stylishly long hair and a British accent that helped with his selection. He would go on to achieve heartthrob status in the United States.
Nonetheless, musical ability wasn't paramount in the casting decisions. While Mike Nesmith and Peter Tork had some musical experience, Mickey Dolenz had been a child actor, as had Jones along with being a jockey in his native England.
In August 1966, the Beatles performed in San Francisco, playing their last live set for a paying audience. The same month, the Monkees released their first album, introducing the world to the group that would star in the NBC series when it premiered in September 1966.
The first single, "Last Train to Clarksville," became a No. 1 hit. And the show caught on with audiences, featuring fast-paced, helter-skelter comedy inspired as much by the Marx Brothers as the Beatles.
It was a shrewd case of cross-platform promotion. As David Bianculli noted in his "Dictionary of Teleliteracy," ''The show's self-contained music videos, clear forerunners of MTV, propelled the group's first seven singles to enviable positions of the pop charts: three number ones, two number twos, two number threes."
And though initially the Monkees weren't allowed to play their own instruments, they were supported by enviable talent: Carole King and Gerry Goffin wrote "Pleasant Valley Sunday," and Neil Diamond penned "I'm a Believer."
Musicians who played on their records included Billy Preston (who only later played with the Beatles), Glen Campbell, Leon Russell, Ry Cooder and Neil Young.
After two seasons, the TV series had flared out and was cancelled in the summer of 1968. But the Monkeys remained a nostalgia act for decades.
According to The Monkees website, Monkees.com, Jones left the band in late 1970. In the summer of 1971, he recorded a solo hit "Rainy Jane" and made a series of appearances on American variety and television shows, including "Love American Style" and "The Brady Bunch."
Jones played himself in a widely popular Brady Bunch episode, which aired in late 1971. In the episode, Marcia Brady, president of her school's Davy Jones fan club, promised she could get him to sing at a school dance.
Amid lingering nostalage for the Monkees, by the mid-1980s, Jones teamed up with former Monkee Peter Tork, Micky Dolenz and promoter David Fishof for a reunion tour. Their popularity prompted MTV to re-air The Monkees series, introducing the group to a new audience.
In 1987, Jones, Tork and Micky Dolenz recorded a new album, "Pool It." Two years later, the group received a star on the Hollywood Walk of Fame.
In the late 1990s, the group filmed a special called "Hey, Hey, It's the Monkees."
Jones is survived by his wife, Jessica.
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